For teenagers, getting a driver’’s license and permission to drive is one of the more substantial rites of passage they experience in their youth. However, along with the newfound freedom they receive also comes an increased risk of them being involved in a car accident.

Because it may be difficult for families that have young drivers to plan financially for any unfortunate accident that could occur require substantial medical or vehicle repair costs, taking out a cash advance in the event of an emergency may help to ease any financial burden while covering any necessary costs.

According to the Insurance Information Institute, car accidents are the leading cause of death for 15- to 20-year olds. In addition to their general lack of experience of experience behind the wheel, the institute also referenced the late-night hours that many teenagers drive as a reason for the increased accidents as well. Teenagers were found to have more accidents at night than during any other time of the day.

According to the Center for Disease Control, 350,000 teenagers between the ages of 15 and 19 were treated in emergency rooms for injuries sustained during car accidents. Additionally, while people between the ages of 15 and 24 represent only 14 percent of the U.S. population, they account for 30 percent of the total costs associated with motor vehicle accidents.

In an attempt to recoup more than $1 million worth of unpaid parking tickets that were handed out in 2008, the city of Indianapolis is implementing a new program to force delinquent ticket holders to pay up.

The city has announced that it will be expanding its parking ticket court appearance options for drivers who want to protest their tickets while handing down judgments for drivers who don’t pay them and offer them up to collection agencies if the fees continue to be ignored

“The dollar amounts (of unpaid tickets) have gotten rather large,” said Manny Mendez, Indianapolis” deputy controller, told the Indianapolis Star. “People are just deciding not to pay.”

According to the Star, the city usually hands out about 80,500 tickets every year with minimum fines of $20.

Be it in Indianapolis or any other town or city across the country, not paying a driving citation can easily lead to court dates, increased fines that must be paid, and potentially even points off of one’s driver’s license.

If one cannot pay for tickets they have accrued because of financial limitations, short-term payday loans may be able to get the tickets paid for and done with before any additional legal action is taken.

Hit and run accidents are leading to an alarming amount of injuries and deaths, particularly in the state of Florida where pedestrians seem to be getting injured at increased levels.

According to a new report published by Transportation for America, Florida is used as an example for a larger trend of hit and run car accidents across the country that lead to approximately 4,800 pedestrian deaths every year and countless other injuries, Time reported in a recent article.

The problem has become especially pronounced in the state of Florida, where the TFA found that 490 pedestrians were killed by cars in 2008.

“We’re not saying paralyze traffic or penalize drivers,” TFA spokesman David Goldberg told Time. “But we have to restore some balance in this country and fix this deadly situation, especially for the health and safety of our kids and senior citizens.”

According to Buffalo, NY police officer Allan A. Kasprzak – the only officer who handles hit and run cases in the city – only 28 percent of hit and run cases ever get solved.

If a family member or friend has fallen victim to a hit and run driver that has gone unsolved and may have insurance complications that could get in the way of them receiving proper reimbursements for emergency care.

If money is becoming an issue as care is being administered, payday loans may help to provide some financial leeway in affording the needed expenses.

Motorists who find themselves pulled over to the side of the road with a broken down vehicle should use any means necessary to have a mechanic deal with the vehicle instead of trying to fix it themselves.

According to Mike Pickard, the head of underwriting for esure car insurance, the cold weather that comes with the winter months usually cause an up tick in motor problems that lead to an increase in vehicle breakdowns, the Daily Mail reported.

He added that a recent survey conducted by esure had found that one in ten motorists who find themselves in trouble on the road try to fix the problem themselves while pulled over on the side of the roadway, a decision that can be prove to be dangerous.

“Attempting to fix your car on the motorway hard shoulder inches from cars traveling at 70 mph without the aid of specialist hazard lighting and professional equipment is madness,” Pickard told the Daily Mail.

Instead, Pickard suggests that motorists get out of their vehicle and stand behind the guardrail while calling a local mechanic to come and pick the car up.

If a motorist affected by a breakdown does not have the funds to pay for a tow truck, they should consider a payday loan to cover the expense rather than putting their lives in danger trying to fix the problem themselves.

Motorists can very easily fall victim to someone else’s mistake when on the road or looking to park that may result in an expensive ticket not all can easily afford.

According to Consumerist, one reader named Paul ran into some unfair ticket trouble of his own after arriving at a Macy’s located in Washington D.C. on Black Friday. When looking for a parking spot, he wrote that he received instructions to park in a specific area by a woman standing outside who was wearing a Macy’s nametag.

After shopping for an hour Paul was reportedly told that he may be parked in a two-hour parking spot by another apparent Macy’s employee. Paul went to his car but was surprised to learn he – along with every other car that had been instructed to park on the street – had received a $100 ticket for parking during rush hour.

The reader says he went home and phoned the store’s manager to complain and have the retailer pay for the ticket. However his attempts were to no avail.

“He tells me it’s not Macy’s responsibility and they will not pay the ticket,” Paul told the website. “He says that those employees were ”not authorized” to be directing traffic.”

When faced with the sudden cost of a parking ticket, many motorists may find themselves short on available money to cover the costs – which can easily hit triple-digit figures – as they cover other costs that come with the season.

Following a Thanksgiving holiday that saw more car travel than last year, it is likely that more people are also dealing with unexpected traffic tickets.

However, costs associated with traffic tickets are only getting more difficult to pay as many areas are increasing fees in order to make up for financial shortfalls elsewhere.

One area seeing a likely increase in traffic ticket costs is Southwest Florida’s Lee County, which recently saw its commissioners approve a $15 increase to all ticket fees in order to help fund state court necessities.

The Fort Myers News-Press added that the county collected 93,000 tickets and $1 million in fees during the last year, the costs for the state court renovations supposedly total $100 million.

The state of New York has also taken to increasing the money they take in through traffic tickets as the economic recovery continues to sputter. Buffalo NBC affiliate WGRZ-TV recently reported that state surcharges on all tickets in the state would soon carry an $85 surcharge.

The surcharge increase is only the latest from the state, which has bumped the amount up four times for a 240 percent increase since 2000.

If one finds themself stuck with expensive traffic tickets that must be paid in order to avoid a court date, a short-term loan may enable them to pay the fee on time and avoid any further legal trouble.

While there is always an inherent danger while driving an automobile, the fast-growing trend of texting while driving has led to the increased risk of an accident on the road that may require emergency medical or repair costs.

According to MetLife Auto and Home insurance, texting while driving has become an increasing danger on the roadways and has added to the list of distractions that cause countless car accidents and lead to 37,000 deaths annually

“Distracted driving is increasingly having an impact on lives lost and property damaged,” said Bill Moore, president of MetLife Auto & Home. “Safe driving is really about focus. Every day, our claim department receives reports of claims that could have been avoided, had the basic principles of defensive driving and driver attentiveness been observed.”

Perhaps not surprisingly, a recent study published by the Pew Research Center found that the trend of texting-while-driving extended was a predominant problem among teens.

In a telephone survey conducted with 800 teens between the ages of 12 and 17, 26 percent responded that they had texted while behind the wheel of a vehicle. Additionally, 48 percent reported being a passenger while the driver had been sending text messages.

If one falls victim to a driver who is distracted by a text message and gets into an accident that results in medical or emergency repair expenses, taking out a short term loan may be a solution to cover expenses without damaging one’s credit.

The long Thanksgiving weekend is notorious for increased traffic in almost every means of transportation as people meet up with loved ones to kick off the holiday season.

However, with the increase in highway travel also comes the inevitable rise in inexperienced drivers on the road, leading to more accidents. If one depends on their vehicle for work and falls victim to an accident that leaves it in need of emergency repairs to function properly, taking out a payday loan may be an effective way to cover the repair costs until their next paycheck arrives

According to AAA, 38.4 million Americans will be embarking on trips longer than 50 miles over the Thanksgiving weekend, a 1.4 percent increase over the 37.7 million who traveled last year. When broken down by means of transportation, 33.2 million travelers – roughly 86 percent – will be doing so by automobile.

The average distance traveled during the holiday will be 815 miles round trip, with 38 percent of travelers making trips of more than 700 miles.

The National Highway Traffic Safety Administration reported that there were more than 5.8 million car accidents across the country, with 34,017 of them serious enough to cause fatalities.

While a majority of auto insurance plans will take care of most costs associated with a car accident in which both drivers are insured, an accident with a motorist who is lacking an insurance plan may complicate reimbursement for certain medical and repair costs.

If faced with such a situation, a payday loan is a possible means for drives to cover costs that insurance plans will not so they can get back on the road without delay.

According to a report published in January by the Insurance Research Council, 13.8 percent of all drivers on the road in 2007 did not have auto insurance. The report added that the amount could grow to almost 17 percent by 2010.

While the Insurance Information Institute said costs from accidents with a driver who has inadequate insurance can be covered by optional uninsured or underinsured motorist coverage that can be added to many coverage plans, many don’t add the coverage until they have learned the hard way.

“Most people don’t think about the uninsured or underinsured motorist coverage portion of their auto insurance policy until they are the victim of a hit and run accident, or are involved in a crash with a driver who either does not have auto insurance or has very minimal insurance,” said Jeanne M. Salvatore, senior vice president and consumer spokesperson for the institute.

Only five states – Connecticut, Maine, Minnesota, North Carolina, and Vermont – require their drivers to be insured against uninsured drivers in the event of an accident.

Americans may be in line to see an increase in their travel costs this holiday season, as crude oil prices jumped nearly 10 percent over the month of October.

For families who find themselves in financial duress and unable to perform necessary travel duties for their jobs due to rising gas costs, a payday loan may be a realistic way to cover the additional costs.

Despite a 3.6 percent decrease on Friday, crude oil futures for December posted a 9 percent increase from September to October, leaving prices at $77 per barrel.

According AAA, prices at gas pumps continued to rise as well, increasing for 16 straight days to end the month of October, averaging 2.69-per-gallon, the Associated Press reported.

A primary reason for the increase was due to gradual improvements in the economy. The U.S. Commerce department recently revealed that the gross domestic product increased by 3.5 percent in Q3 2009.

“Any sort of encouragement with the economy is potentially bullish for oil,” said oil trader and analyst Stephen Schork.

If the price-per-barrel continues to rise, so will the prices at gas stations. According to the Hartford Courant, every $1 increase in barrel prices equates to a 2.4 cent-per-gallon price increase for consumers.