Archive for January, 2010
Sunday, January 31st, 2010
A new survey has found that, despite their financial situations, animal owners are dedicated to and grateful for their pets and will not change how they care for them during tough financial times.
According to a recent survey released by Catalyst Direct, pet owners overwhelmingly stated that they would go above and beyond for their pets as they provided their own form of emotional support during tough times.
While 73 percent of respondents said they were currently worried about their finances and 64 percent stated they were more anxious than usual, 89 percent of respondents said their pets helped them "deal with the stresses of life."
Similarly, while the study found that 59 percent of respondents reported a lack of confidence and 32 percent said their stresses had impacted their sense of identity, 83 percent of respondents said they valued the steady presence a pet played in their lives, while 86 took solace in their pets” appreciation regardless of one’’s monetary and job status.
Even when low on funds, 49 percent of respondents said they would reduce spending on personal items before cutting costs for their pets, while 41 percent said they would cut internet/cable or gas costs.
For families with little funding who are desperate to hang on to their pets and want to avoid giving them away to a shelter in lieu of not caring for them properly, a payday loan could afford a pet’’s food and supplies to keep them cared for and part of the family.

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Sunday, January 31st, 2010
Amid discussion of requiring prescriptions for cold and allergy medications to combat crystal meth production in Mississippi, Consumer Healthcare Products Association President Linda A. Suydem is coming out in opposition of the proposal.
Last week the Mississippi House of Representatives discussed passing the law, which would require a doctor’’s prescription in order to obtain any cold and allergy medicines that contained psuedoephedine, an ingredient used in making crystal meth.
However, referencing a CHPA-sponsored study, Suydam argued that 61 percent of state voters opposed the creation of a law requiring prescriptions for allergy medications, while 74 percent agreed that requiring a prescription would create "an unnecessary burden" on those who attempted to follow the law.
"As states continually find themselves in dire financial situations, policy makers must balance efforts to regulate ingredients used to create meth with the public health and economic consequences of restricting access to important cold and allergy medications," said Suydam, before suggesting electronic tracking that has been used to combat crystal med production in eight other states already as a potential solution.
While getting a prescription from a physician in order to get allergy medications may be nothing more than busywork for some, it could prove to be a significant hurdle towards getting needed medication for families without health insurance or access to a doctor without paying exorbitant prices.
If such a motion is passed in Mississippi, families who are unable to afford a doctor’s appointment or the other steps required to get the prescriptions needed to obtain needed medicine, taking out a payday loan may be able to fund the one-time expense.

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Sunday, January 31st, 2010
A new study has found that a treatment method for clubfoot requiring minimal surgery may be a more effective form of treating the birth disorder.
According to a study conducted by the American Academy of Orthopedic Surgeons that will be published in the Journal of Bone and Joint Surgery, 55 patients with 86 clubfeet were treated with one of two methods: surgical correction and the less invasive, manipulation-based Ponseti method.
Among the two procedures, only one foot using the Ponseti method required revision surgery, while 14 feet using the surgical method required revision surgery. While both methods had similar relapse rates, the Ponseti-treated patients needed less significant revision treatments than those who had surgery.
"Any infant born with clubfoot should be taken to an orthopedic surgeon specializing in pediatrics, preferably within the first few months of life," said Dr. Matthew Halanski, the study’’s author. "While primary surgical treatment may still be required in select cases, we strongly advise any parent who receives a recommendation for surgery as primary treatment to seek a second opinion."
Because many people who are starting a family must be careful with their finances in order to have enough money to take care of their newborn child, the development of any problems following the birth may require medical costs that some cannot afford.
For families with a newborn suffering from clubfoot and in need of the Ponseti method of treatment who are lacking funding for the medical care, payday loans may be able to provide some financial assistance.

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Sunday, January 31st, 2010
The Food and Drug Administration has approved the use of a new drug cocktail to treat hormone positive and HER2-positive breast cancer that affects more than 192,000 women every year.
The new cocktail, which consists of Tykerb (lapatinlb) and Femara (Letrozole), was approved after promising early examples of its effectiveness. Women with HER2-positive breast cancer went 35 weeks without seeing any progression of the disease. Patients using other treatments had only gone 13 weeks without progression
"This drug combination of Tykerb plus Femara provides women being treated for advanced breast cancer with an important treatment option. This entirely oral treatment regimen works by targeting both HER2 and the hormone receptors, thereby slowing the cancer cells” ability to grow or spread," said Dr. Richard Pazdur, the director of the Office of Oncology Drug Products for the FDA’’s Center for Drug Evaluation and Research.
Because the breast cancer treatment is only now being approved for expanded use, there is a chance that some health insurance plans may still not cover the costs for its use by breast cancer patients with their coverage.
For those who feel this may be the best method to treat their cancer but will not have all of their costs covered by their insurer, a short-term loan may be able to cover any cost differences when receiving treatment.

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Sunday, January 31st, 2010
The Food and Drug Administration has requested that U.S. Marshals seize 77 ozone generators that were advertised to treat cancer, AIDS, hepatitis, and herpes after its makers failed to respond to a voluntary recall notice.
The FDA and the Food and Drug branch of California’’s Department of Public Health conducted the seizure of the generators jointly in an attempt to get them away from consumers after they were found to be harmful.
The FDA initiated the recall and seizure after concern was raised over how appropriate Ozone therapy was as a treatment for the aforementioned conditions, while a risk of infection through contamination caused by the application of a catheter was also evident.
An FDA inspection of the devices, which are made by Applied Ozone Systems, also found that proper FDA approvals had not been obtained for marketing of the generators
"The seized devices are potentially harmful to public health," said Michael Chappell, the FDA’’s acting associate commissioner for regulatory affairs. "The agency will take action to protect the public from FDA-regulated products that are in violation of the law."
For anyone who may have been treated for any serious illnesses using Ozone therapy, the uncertainty now revolving around treatment may warrant further testing to ensure that one has not been harmed by it. If there are any financial restraints preventing follow-up medical care, one may want to consider a short-term loan to pay the doctor bills.
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Sunday, January 31st, 2010
A budget-cutting situation in Idaho may be reversing legislation that could keep health insurance away from 19-34-year-old state residents
According to a statement released by Jim Wordelman, the state director for AARP Idaho, the Health Freedom Act that was recently passed by the House State Affairs Committee could raise questions and concerns for students regarding their health insurance plans.
The discrepancy leading to the confusion involves requirements for students to register for a health care plan. The act, which Wordelman said would fight health care reform as a means for Governor Butch Otter to cut the budget, would directly contradict earlier legislation that required students to carry a health care plan.
"In Idaho, as Governor Otter and our state lawmakers prepare to make sweeping cuts to our state budget – including cuts to Medicaid and programs and services that provide health care in communities to hundreds of thousands of people – they also stand to make the health care crisis worse for people across the state," Wordelman wrote.
He added that national healthcare reform could stand to benefit Idaho’s citizens by curtailing the budget cuts that were leading to the confusing legislation while also helping to keep health care premiums form rising.
If the AARP’s worries turn out to be a reality, a large segment of the younger population may have trouble with their health insurance which could get in the way of paying for the essential care they may need in the event of an emergency. For those who lack appropriate health insurance coverage for a medical expense, payday loans may be a good way to afford such expenses.
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Sunday, January 31st, 2010
A newly released analysis by Moinlycke Health Care has found that high school and college wrestlers stand a 16 percent higher chance of developing the Methicillin-Resistant Staphylococcus Aureus infection.
The increased risk was calculated through the infection’’s colonization rate (25 percent), the number of matches each wrestler competes in during a tournament (three) and the number of wresters that come into contact with those who participated in the tournament following the match (six).
"We understand the importance of keeping our coaches and their wrestlers educated and aware of skin infections, especially during this important championship season," said Mike Moyer, executive director of the National Wrestling Coaches Association. "Last week, we provided our members with simple, practical tips to help decrease their wrestlers” chances of MRSA infection."
According to the Mayo Clinic, MRSA staph infections start as small bumps that resemble pimples or spider bites, but can become deeper abscesses that can become deadly if bacteria enters the body.
For high school and college wrestlers preparing for new season that will soon be getting underway, any signs of a potential MRSA infection should be dealt with quickly and swiftly to preserve the safety of themselves and those around them.
If there are any monetary issues preventing them from getting the treatment they need, taking out a payday loan may be an easy way to afford the needed medical expenses.
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Friday, January 29th, 2010
Toyota Motor Sales is recalling more than 5 million cars after discoveries that certain vehicles may have defective brake pedals stick and putting passengers at risk.
On January 21, Toyota announced the recall and suspension of sales of eight different models due to a CTS accelerator pad that was found to stick or release slowly in some cases.
While the initial recall was said to only affect 2.3 million vehicles, by Thursday that figure had expanded to 5.3 million as additional car models were found to be defective as well.
In total, CNN reported that the models affected by the recall are: 2009-2010 RAV4, 2009-2010 Corolla, 2009-2010 Matrix, 2005-2010 Avalon, certain 2007-2010 Camrys, 2007-2010 Tundra, 2008-2010 Sequoia, 2008-2010 Highlander, 2009-2010 Venza, and 2009-2010 Pontiac Vibe.
While Toyota has been proactive in fixing the problem affecting their vehicles through the recall, numerous other issues can result in cars with problems staying on the road if a car company believes it is not worth a recall.
If you have a vehicle with a defect that has the potential to be dangerous but is not being recalled by the dealer, taking out a payday loan to get the problem fixed may be a simple way to avoid a deadly situation.

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Friday, January 29th, 2010
As families deal with limited finances and with many animal shelters at capacity with abandoned pets due to bankruptcy and foreclosures, many must get creative with how they manage money in order to properly care for their pets.
According to a recently published article in the Sacramento Bee by veterinarian Dr. Marty Becker and journalist Gina Spadafori, there are some steps that can be taken to help keep a pet healthy on the cheap.
In order to ward off any potential health problems, exercising a pet regularly can prevent it from getting overweight or weakening its joints, both of which could potentially lead to costly diseases such as arthritis and diabetes later in life.
Additionally buying food in bulk can prove to be much cheaper than buying food individually at a supermarket. Also, working with a veterinarian to stay up-to-date on a pet’’s vaccinations while perhaps working out a payment plan can also help to keep costs down.
In a recent contribution to USA Today, Miami veterinarian Patty Khuly added that many medications that veterinarians suggest at pharmacies for a premium price can be found online at discounted rates that may be more affordable.
If cutting down on costs still does not allow one to responsible care for a pet in need of special dieting or medical treatment, one may also consider taking out a payday loan to manage any onetime expenses that may exceed one’’s budget limits.

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Wednesday, January 27th, 2010
While high cholesterol is usually thought of as a problem that most affects middle-aged adults, a new report from the U.S. Centers for Disease Control and Prevention has found that younger children may be suffering from it in increased numbers as well.
According to the study, which studied adolescents from 1999-2006, the prevalence of abnormal lipid levels – which indicated high cholesterol – among 12-19-year-olds was 20.3 percent.
Additionally, while only 14.2 percent of those at a normal weight were found to have high cholesterol, 42.9 percent of those who were considered "obese" had at least one abnormal lipid level.
"Obesity may be linked to these high levels," said Ashleigh May, an epidemic intelligence service officer with the CDC and the author of the report, according to Healthday News. "Forty-three percent of obese youth are eligible for therapeutic lifestyle counseling, and 22 percent of overweight youth were also eligible," she added.
Because of the high predominance of children who may already be suffering from high cholesterol, they may stand an increased risk of falling ill to other medical problems associated with having high lipid levels.
If families are concerned they may not have the funding to allow for children who may be at risk from getting tested properly, taking out a payday loan may be able to finance a potentially lifesaving trip to the doctor.

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