With the emergence of cold winter temperatures and the addition of holiday decorations to many homes, the holiday season has become somewhat connected with an increase in the amount of fire emergencies that occur in households.
In order to minimize the fire risks in one’’s home during the holiday season, MetLife suggests that annual inspections of all fireplaces take place yearly, and that a tight-fitting screen be put in front of it to prevent any embers from escaping and hitting any flammable objects.
Additionally, the insurance company stressed the dangers of using a space heater and urged that they never be placed near any flammable objects or a room where it may be touched by water.
"Fire departments and organizations such as the American Red Cross are at their busiest during the winter," said Mike Convery, vice president and chief claim officer for MetLife Auto & Home. "Alternative heating devices, such as a space heater or wood stove, can help a household save money, but they increase the likelihood of a home fire occurring, if used improperly."
For any families that have to deal with the unfortunate prospect of dealing with a fire and the damage it brings – especially if they are not covered by home or renters insurance plans – essential repairs may be needed to fix structural damage that may not be affordable to those with limited funding.
In such a case, payday loans may provide some financial leeway to help get the repairs done. 
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